Getting Started
You can request a quote by clicking the "Sign Up" button on our website and filling out a short form. We'll ask about your vehicle, driving history, and the type of coverage you're looking for. Most quotes take just a few minutes to complete.
You'll need some basic details like your name, address, and driver's license number. We'll also ask about your vehicle, including the make, model, and year. Having your current insurance information handy can help speed things up.
No. Getting a quote is completely free with no obligation. You can review the quote and decide if it's right for you without any pressure.
Most quotes can be completed in under 5 minutes. Once you submit your information, you'll typically receive your personalized quote right away. Our team is also available to answer any questions you may have.
Coverage Options
We offer several types of auto insurance coverage including collision, comprehensive, liability, and roadside assistance. We also provide motorcycle insurance. Our team can help you understand which options make the most sense for your situation.
Collision coverage helps pay for damage to your vehicle if you're in an accident with another car or object. Comprehensive coverage protects against things like theft, vandalism, weather damage, or hitting an animal. Many drivers choose to have both.
Most states require drivers to carry a minimum amount of liability coverage. This protects you if you cause an accident and someone else is injured or their property is damaged. We can help you understand the requirements in your area.
Yes. If you have more than one vehicle, you can add them to a single policy. This often makes things easier to manage and may save you money compared to separate policies.
Roadside assistance provides help when your vehicle breaks down or you encounter problems on the road. This can include services like towing, flat tire changes, battery jump-starts, lockout assistance, and fuel delivery.
Claims Process
If you need to file a claim, you can contact us by phone or through our website. We'll walk you through the process and let you know what information we need. Our goal is to make claims as simple and quick as possible.
Processing time depends on the type of claim and how complex it is. Simple claims can often be resolved within a few days. We'll keep you updated throughout the process so you know what to expect.
It depends on the situation. Some claims, like those where you weren't at fault, may not affect your rate. Others might. We're always upfront about how claims could impact your policy so there are no surprises.
When filing a claim, it's helpful to have your policy number, details about the incident (date, time, location), photos of any damage, a police report number if applicable, and contact information for any other parties involved.
Payments & Policy
We accept several payment methods including credit cards, debit cards, and bank transfers. You can choose to pay monthly or pay for your policy in full if that works better for you.
Yes. Life changes, and your coverage can change with it. If you buy a new car, move to a different address, or just want to adjust your coverage, contact us and we'll help you update your policy.
If you need to cancel, just get in touch with us. We'll walk you through the process and answer any questions. If there's a refund due, we'll make sure you receive it promptly.
If you miss a payment, we'll reach out to let you know. There's usually a short grace period to catch up. If you're having trouble making a payment, contact us as soon as possible so we can discuss your options.
Yes, you can set up automatic payments so you never miss a due date. We can withdraw payments from your bank account or charge your credit card on a schedule that works for you.